May 15, 2024
Access Bank USSD Codes
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Access Bank Code

The Access Bank USSD code is *901#.

This is Access Bank’s official banking code.

You can use this code to perform a variety of transactions and operations without having to visit the bank.

However, before you can use this code, you must first register.

Access Bank Customer Care Number

Access Bank has remained committed to empowering the Nigerian populace with the *901# Quick Banking service as part of its financial inclusion drive.

The service is set to deliver power to banks anywhere and at any time.

It is quick, convenient, and easy to use and beneficiary accounts are credited instantly with alert notifications.

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The *901# USSD service makes banking services available across all GSM networks, on any type of handset or device; iPhone, Android, blackberry.

It requires no internet service connection and can be used in remote locations across Nigeria.

This USSD service is delivered on the customers’ registered phone numbers linked to their Access Bank accounts.

Requirements to Activate Access Bank Transfer Code

The following are the things you need to activate the Access Bank USSD code;

Access Bank account: You need to have an Access bank account.
Debit card: an active debit card linked to your account.
Phone number: also you must have a phone number that has been linked to your account.
Mobile phone (browsing phone or not).

How to Activate USSD Code for Access Bank in 2023

To be able to use the Access Bank transfer code, you need to activate/register first.

To register for the transfer code, follow the simple steps below;

Dial *901# with your mobile deviceMake sure you use the registered phone number linked to your access bank account to dail
Select “Transfer”
Enter the last 6 digits of your Debit Card number
Or if you don’t have an active debit card, then input your Date of Birth.
Enter your account number
Create a 4-digit PIN

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List of Access Bank USSD Codes

Access Bank code to check balance – *901*5#
Access Bank code for account number: *901#
Access Bank code for transfer of money to Access Bank – *901*1*Amount*Account Number#
Access Bank code for transfer of money to other bank – *901*2*Amount*Account Number#
Access Bank code for transfer of money to Merchant payment – *901*3*Amount*Merchant Code#
Access Bank code to buy airtime for self – *901*Amount#
Access Bank code to buy airtime for others – *901*Amount*Phone Number#
Access Bank code for loan – *901*11#
Access Bank code for checking BVN – *565*0#
Account Opening – *901*0#
Data Purchase – *901*8#
OTP Generation – *901*4*1#
Bill Payment – *901*3#
Funds transfer to other Access bank accounts attracts a service fee of ₦20.

While a transfer between other banks attracts a charge of ₦50 + ₦2.50 (VAT).

The daily maximum transfer limit using the USSD code is N100,000 (N20,000 per transaction) while for airtime recharge the daily maximum limit is N20,000.


How to Block Access Bank USSD Code

Simply dial *901*911# from any line, then enter the phone number (linked with your bank account) you want to deactivate, and that’s it.

How to Unblock Access Bank Transfer code

To unblock the Access bank USSD code, you will need to visit any Access Bank branch near you.

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What transactions can I perform using Access Bank code?

With Access Bank code, you can perform a range of transactions such as balance inquiry, transfer funds, pay bills, buy airtime, and more.

How do I get Access Bank code?

To get Access Bank code, you need to have an Access Bank account and register for the service by dialing *901# on your registered mobile number.

Is there a charge for using Access Bank code?

Yes, there are charges for using Access Bank code. The charges depend on the type of transaction and are deducted from your account.

Is Access Bank code secure?

Yes, Access Bank code is secure.

The service uses a secure network
to protect your transactions, and you need to enter a PIN to authorize any transaction.

What do I do if I forget my Access Bank code PIN?

If you forget your Access Bank code PIN, you can reset it by dialing *901#, selecting “Forgot PIN,” and following the instructions.

Can I use Access Bank code outside Nigeria?

No, Access Bank code is only available for use in Nigeria.

What happens if I enter the wrong code while using Access Bank code?

If you enter the wrong code while using Access Bank code, the transaction will fail.

It is essential to ensure that you enter the correct code and information when using the service.


The Access Bank transfer code is *901# and it can be used to perform various transactions on your account without you having to go through the stress of going to the bank.

You can recharge your line and that of your friends and families with you just typing on your phone, you can send money from your account to your loved ones, you can check your account balance, and so on.

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