May 29, 2023
How To Transfer MTN Airtime To Bank Account
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Running out of data can be frustrating, especially when you need to stay connected. But with MTN XtraByte, you never have to worry about running out of data again. MTN XtraByte is a service that allows you to borrow data when you run out and pay it back on your next recharge. In this article, we will explore how MTN XtraByte works, the eligibility criteria, and how you can borrow data to stay connected.

Eligibility for MTN XtraByte

To be eligible for MTN XtraByte service, you must meet the following criteria:

  1. Be a Prepaid customer: MTN XtraByte is available only to MTN Prepaid customers. If you are on a different plan, you will not be able to access this service.
  2. Have a registered number: Your MTN number must be registered with the network. If you have not registered your number, you will need to do so before you can use MTN XtraByte.
  3. Have been on the MTN network for more than 3 months: You must have been an MTN customer for at least 3 months to be eligible for MTN XtraByte. This means that new customers may not be able to use this service immediately upon joining the network.
  4. Have spent at least N200 monthly for 3 months: You must have spent a minimum of N200 on your MTN line every month for the past 3 months to be eligible for MTN XtraByte. This spending requirement ensures that you are an active and consistent user of MTN services.
  5. Have between N0 and N75 in your main account: To be eligible for MTN XtraByte, your main account balance must be between N0 and N75. This means that you must have used up most of your airtime credit before you can borrow data.
  6. Paid up any outstanding XtraByte loan request: If you have previously borrowed data with MTN XtraByte and have an outstanding loan request, you must pay it up before you can borrow data again. This ensures that you do not have any pending debts with MTN.

How to Borrow Data with MTN XtraByte

There are two ways to borrow data on MTN: via *606# menu or via 606 IVR. Let’s take a look at both methods:

Borrow Data via *303# Menu

  1. Dial *303# on your MTN line and select XtraByte from the menu options.
  2. The system will then display a list of data bundles that you can borrow. Choose your preferred data plan from the list.
  3. Once you have selected your data plan, the system will send you a message with the amount to be borrowed, as well as the applicable service fee. Confirm the transaction.
  4. The bundle fee plus the applicable service charge will be debited from your main account on your next recharge.

See also How To Check MTN Data Balance

Borrow Data via 303 IVR

  1. Dial 303 on your MTN line and the system will play an announcement for you to select your preferred language, such as English, Igbo, Hausa, or Yoruba.
  2. After selecting your language, you will be required to choose between XtraTime and XtraByte. Select XtraByte.
  3. The system will then play out all the data amounts that you can borrow. Choose your preferred data plan from the list.
  4. Once you have selected your data plan, the system will send you a message with the amount to be borrowed, as well as the applicable service fee. Confirm the transaction.
  5. The bundle fee, along with the applicable service charge, will be deducted from your main account on your next recharge.

Repaying Your MTN XtraByte Loan

Once you have borrowed data with MTN XtraByte, it’s important to repay the loan to continue enjoying the service in the future. MTN XtraByte loan is automatically deducted from your main account balance on your next recharge. Therefore, when you recharge your MTN line, the loan amount, along with the applicable service charge, will be deducted from your main account balance before your recharge amount is credited. This ensures that you repay your loan in a seamless and convenient manner.

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Benefits of MTN XtraByte

MTN XtraByte offers several benefits to MTN Prepaid customers, including:

  1. Convenience: MTN XtraByte allows you to borrow data instantly when you need it the most, even if you have a low main account balance. This ensures that you can stay connected and enjoy uninterrupted internet access without any hassle.
  2. Flexibility: MTN XtraByte offers a variety of data plans for you to choose from, depending on your needs and budget. This allows you to select a data plan that suits your requirements, making it a flexible solution for your data needs.
  3. Accessibility: MTN XtraByte is available to eligible MTN Prepaid customers who meet the criteria mentioned earlier in this article. This makes it accessible to a wide range of MTN users, ensuring that more people can benefit from this service.
  4. Repayment Convenience: MTN XtraByte loan is automatically deducted from your main account balance on your next recharge, making it a hassle-free way to repay your loan. You don’t need to remember any repayment deadlines or make separate payments, as the loan is repaid seamlessly.

MTN XtraByte is a convenient solution for MTN Prepaid customers who run out of data and need to borrow to stay connected. By following the eligibility criteria and using the provided methods, you can easily borrow data and repay the loan with your next recharge. Enjoy uninterrupted internet access with MTN XtraByte and never run out of data again!

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