How to Increase Your GTBank Transfer Limit: A Step-by-Step Guide
Are you having trouble making transfers because your bank has set limits on the amount you can transfer daily, weekly or monthly?
Not to worry, we have got you covered.
In this article, we will guide you through how to increase your transfer limit on the GTBank mobile app and USSD code for mobile banking.
Why Banks Set Transfer Limits
Banks set transfer limits to reduce the amount that can be withdrawn from your account in the case of an account hack.
Although these limits can be frustrating, they are in place to ensure the safety of your funds.
Increasing Your Transfer Limit in the GTBank Mobile App
The GTBank mobile app is a convenient way to transfer funds, and the bank has increased the daily transfer limit for both savings and current account users.
To increase your transfer limit, follow these simple steps:
Step 1: Visit any GTBank branch close to you and locate the Customer Service section.
Step 2: Tell the representative that you want to increase your daily transfer limit on your mobile app.
Step 3: Fill out the form you will be given with the correct information.
Ensure you ask the representative what the limit for your account is before filling in the amount you want to transfer.
Step 4: Submit the form to the Customer Service representative and wait for processing.
The processing is done in your presence and takes only a few minutes.
Increasing Your GTBank Transfer Limit Using the USSD Code
If you do not have the GTBank mobile app, you can still increase your transfer limit using the USSD code for mobile banking.
The transfer limit for USSD is N500,000, and it is much lower if you did not create your PIN with your debit card.
To increase your limit, follow these steps:
Step 1: Visit any GTBank branch and request a debit card. The card costs N1,075, VAT inclusive.
Step 2: Dial *737# on your phone number linked to the bank.
Step 3: Select option 3 to change your existing PIN using your debit card.
To ensure maximum security when making large transactions, you may consider getting a hardware token.
A hardware token is a small mobile device that generates different codes for different transactions.
This way, your money is never withdrawn in the case of theft or fraud because the hardware token would have to generate a new code for every transaction.
To get a hardware token, walk into any GTBank branch and request one.
Increasing your GTBank transfer limit is easy and straightforward.
Follow the steps we have outlined above and enjoy the convenience of making large transactions.
Remember to keep your funds safe by using the hardware token when making large transactions.